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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,673 | $88,815-88.0% | $81,882-87.0% | $145,897-92.7% |
| Participation rate | 55.6% | 75.1%-19.5pp | 72.4%-16.8pp | 80.3%-24.8pp |
| Annual return | 16.17% | 1033.75%-1017.6pp | 779.47%-763.3pp | 552.29%-536.1pp |
| Employer contribution / active EE | $0 | $3,086-100.0% | $2,916-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,922 | $4,647-37.1% | $4,323-32.4% | $6,689-56.3% |
| Admin fee / account holder | $9,115 | $8,434+8.1% | $7,360+23.9% | $13,390-31.9% |