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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,504 | $129,960-84.2% | $104,299-80.3% | $134,545-84.8% |
| Participation rate | 83.3% | 79.5%+3.8pp | 73.3%+10.1pp | 81.2%+2.1pp |
| Annual return | -10.99% | 42.06%-53.0pp | 24.62%-35.6pp | 418.37%-429.4pp |
| Employer contribution / active EE | $1,670 | $4,186-60.1% | $3,373-50.5% | $4,742-64.8% |
| Participant deferral / active EE | $1,174 | $5,589-79.0% | $4,626-74.6% | $6,401-81.7% |
| Admin fee / account holder | $578 | $9,324-93.8% | $7,339-92.1% | $11,431-94.9% |