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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,211 | $84,236+47.5% | $170,435-27.1% | $70,126+77.1% |
| Participation rate | 82.9% | 70.8%+12.0pp | 83.6%-0.7pp | 69.5%+13.3pp |
| Annual return | 16.76% | 23.06%-6.3pp | 205.94%-189.2pp | 73.15%-56.4pp |
| Employer contribution / active EE | $7,759 | $3,387+129.1% | $5,432+42.8% | $2,343+231.2% |
| Participant deferral / active EE | $4,716 | $3,086+52.8% | $4,939-4.5% | $3,332+41.6% |
| Admin fee / account holder | $686 | $5,698-88.0% | $13,881-95.1% | $4,645-85.2% |