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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,738 | $154,228-34.7% | $145,433-30.7% | $137,256-26.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.57% | 74.59%-53.0pp | 66.58%-45.0pp | 220.34%-198.8pp |
| Employer contribution / active EE | $6,707 | $4,804+39.6% | $4,554+47.3% | $4,156+61.4% |
| Participant deferral / active EE | $26,234 | $8,216+219.3% | $7,897+232.2% | $6,407+309.5% |
| Admin fee / account holder | $4,788 | $14,344-66.6% | $13,129-63.5% | $12,270-61.0% |