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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,612 | $157,304-86.9% | $141,197-85.4% | $152,909-86.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.44% | 64.34%-43.9pp | 71.41%-51.0pp | 345.46%-325.0pp |
| Employer contribution / active EE | $1,941 | $5,263-63.1% | $4,736-59.0% | $4,764-59.2% |
| Participant deferral / active EE | $217 | $7,111-97.0% | $6,710-96.8% | $5,851-96.3% |
| Admin fee / account holder | $660 | $12,126-94.6% | $10,265-93.6% | $11,601-94.3% |