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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,247 | $52,911-65.5% | $73,309-75.1% | $59,633-69.4% |
| Participation rate | 77.3% | 68.2%+9.1pp | 74.9%+2.4pp | 68.7%+8.6pp |
| Annual return | -2.59% | 12.20%-14.8pp | 5.67%-8.3pp | 2041.40%-2044.0pp |
| Employer contribution / active EE | $1,618 | $1,909-15.2% | $3,237-50.0% | $2,203-26.5% |
| Participant deferral / active EE | $2,581 | $4,069-36.6% | $4,991-48.3% | $3,192-19.1% |
| Admin fee / account holder | $979 | $3,835-74.5% | $5,635-82.6% | $4,297-77.2% |