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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,642 | $183,988-52.9% | $162,177-46.6% | $152,897-43.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 10.34% | 150.79%-140.5pp | 115.60%-105.3pp | 345.43%-335.1pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $8,890 | $8,032+10.7% | $7,297+21.8% | $5,851+51.9% |
| Admin fee / account holder | $50,448 | $13,123+284.4% | $10,843+365.2% | $11,599+334.9% |