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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,242 | $77,920-80.4% | $149,723-89.8% | $75,177-79.7% |
| Participation rate | 53.1% | 65.6%-12.5pp | 78.8%-25.7pp | 67.2%-14.1pp |
| Annual return | 30.49% | 31.72%-1.2pp | 134.50%-104.0pp | 160.75%-130.3pp |
| Employer contribution / active EE | $1,288 | $3,138-59.0% | $4,821-73.3% | $2,671-51.8% |
| Participant deferral / active EE | $2,480 | $3,411-27.3% | $5,682-56.4% | $4,126-39.9% |
| Admin fee / account holder | $375 | $5,951-93.7% | $13,215-97.2% | $5,651-93.4% |