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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,428 | $167,353-46.6% | $143,797-37.8% | $134,545-33.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.24% | 0.48%-21.7pp | -0.04%-21.2pp | 418.37%-439.6pp |
| Employer contribution / active EE | $2,175 | $5,620-61.3% | $4,952-56.1% | $4,742-54.1% |
| Participant deferral / active EE | $6,272 | $6,447-2.7% | $5,638+11.2% | $6,401-2.0% |
| Admin fee / account holder | $1,666 | $18,096-90.8% | $14,679-88.6% | $11,431-85.4% |