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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,963 | $106,008-18.9% | $92,240-6.8% | $147,586-41.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 19.91% | 50.05%-30.1pp | 176.29%-156.4pp | 578.59%-558.7pp |
| Employer contribution / active EE | $15,609 | $4,333+260.2% | $3,680+324.2% | $4,876+220.1% |
| Participant deferral / active EE | $7,304 | $4,478+63.1% | $3,897+87.4% | $5,439+34.3% |
| Admin fee / account holder | $1,637 | $6,333-74.1% | $5,194-68.5% | $10,886-85.0% |