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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,193 | $55,684-60.1% | $75,900-70.8% | $72,976-69.6% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 18.38% | 27.60%-9.2pp | 30.73%-12.3pp | 81.02%-62.6pp |
| Employer contribution / active EE | $1,515 | $1,687-10.2% | $2,501-39.4% | $2,440-37.9% |
| Participant deferral / active EE | $2,504 | $2,634-5.0% | $3,604-30.5% | $3,608-30.6% |
| Admin fee / account holder | $1,282 | $3,981-67.8% | $5,421-76.3% | $5,124-75.0% |