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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,187 | $98,776-87.7% | $149,745-91.9% | $79,856-84.7% |
| Participation rate | 69.0% | 75.8%-6.8pp | 82.5%-13.5pp | 69.6%-0.7pp |
| Annual return | 37.47% | 27.38%+10.1pp | 276.72%-239.3pp | 31.71%+5.8pp |
| Employer contribution / active EE | $1,857 | $3,217-42.3% | $4,646-60.0% | $2,471-24.8% |
| Participant deferral / active EE | $3,470 | $5,681-38.9% | $6,843-49.3% | $3,741-7.2% |
| Admin fee / account holder | $156 | $6,053-97.4% | $9,312-98.3% | $5,306-97.1% |