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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,074 | $61,660-10.7% | $80,022-31.2% | $64,173-14.2% |
| Participation rate | 65.0% | 71.7%-6.7pp | 75.8%-10.8pp | 69.6%-4.6pp |
| Annual return | -6.47% | -0.33%-6.1pp | 11.22%-17.7pp | 7.63%-14.1pp |
| Employer contribution / active EE | $1,386 | $1,810-23.5% | $2,468-43.8% | $2,381-41.8% |
| Participant deferral / active EE | $1,894 | $2,968-36.2% | $3,686-48.6% | $3,470-45.4% |
| Admin fee / account holder | $2,399 | $5,417-55.7% | $6,521-63.2% | $4,887-50.9% |