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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,615 | $91,198-80.7% | $178,503-90.1% | $79,856-77.9% |
| Participation rate | 86.0% | 69.2%+16.8pp | 81.9%+4.1pp | 69.6%+16.4pp |
| Annual return | 16.99% | 24.20%-7.2pp | 151.12%-134.1pp | 31.71%-14.7pp |
| Employer contribution / active EE | $3,246 | $3,257-0.3% | $5,011-35.2% | $2,471+31.4% |
| Participant deferral / active EE | $2,247 | $3,237-30.6% | $5,202-56.8% | $3,741-39.9% |
| Admin fee / account holder | $935 | $6,748-86.2% | $13,987-93.3% | $5,306-82.4% |