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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,996 | $185,312-47.7% | $161,489-39.9% | $154,746-37.3% |
| Participation rate | 82.4% | 82.5%-0.1pp | 78.7%+3.7pp | 80.7%+1.7pp |
| Annual return | 9.32% | 103.84%-94.5pp | 89.72%-80.4pp | 172.34%-163.0pp |
| Employer contribution / active EE | $2,768 | $4,769-42.0% | $4,268-35.1% | $4,379-36.8% |
| Participant deferral / active EE | $7,128 | $6,350+12.2% | $5,630+26.6% | $6,730+5.9% |
| Admin fee / account holder | $9,437 | $18,654-49.4% | $16,006-41.0% | $14,365-34.3% |