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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $74,015 |
ACTUARIES UNLIMITED, INC.3 years Service code 15 · EIN 95-3654973 | Recordkeeping | $30,875 |
Filed as: WILSHIRE ASSOCIATES, INC. Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE, SUITE 700 · SANTA MONICA, CA 90401 | Advisory (Participants) | $3,218 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,160 | $82,163-36.5% | $125,381-58.4% | $64,819-19.5% |
| Participation rate | 98.8% | 77.9%+20.9pp | 82.4%+16.5pp | 71.5%+27.4pp |
| Annual return | -12.51% | 3.49%-16.0pp | 572.31%-584.8pp | 32.84%-45.3pp |
| Employer contribution / active EE | $7,380 | $3,616+104.1% | $4,815+53.3% | $2,507+194.4% |
| Participant deferral / active EE | $5,452 | $7,175-24.0% | $7,448-26.8% | $4,311+26.5% |
| Admin fee / account holder | $318 | $163+95.0% | $10,007-96.8% | $188+69.4% |