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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $68,716 |
Service code 26 · EIN 16-1728260 2040 MAIN STREET, SUITE 720 · IRVINE, CA 92614 | Advisory (Participants) | $40,248 |
ACTUARIES UNLIMITED, INC.5 years Service code 15 · EIN 95-3654973 | Recordkeeping | $35,175 |
Filed as: WILSHIRE ASSOCIATES, INC. Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE, SUITE 700 · SANTA MONICA, CA 90401 | Advisory (Participants) | $4,251 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,659 | $106,110-29.6% | $147,005-49.2% | $77,671-3.9% |
| Participation rate | 99.3% | 78.4%+20.9pp | 82.2%+17.1pp | 70.6%+28.7pp |
| Annual return | 10.41% | 56.77%-46.4pp | 418.76%-408.4pp | 31.21%-20.8pp |
| Employer contribution / active EE | $8,708 | $4,065+114.2% | $4,934+76.5% | $2,726+219.4% |
| Participant deferral / active EE | $6,960 | $7,992-12.9% | $8,070-13.7% | $4,648+49.8% |
| Admin fee / account holder | $355 | $338+5.1% | $13,006-97.3% | $430-17.5% |