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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,852 | $92,219-82.8% | $76,767-79.4% | $135,380-88.3% |
| Participation rate | 80.0% | 79.8%+0.2pp | 77.0%+3.0pp | 82.6%-2.6pp |
| Annual return | -13.87% | 5.46%-19.3pp | 2.43%-16.3pp | 519.81%-533.7pp |
| Employer contribution / active EE | $1,160 | $3,216-63.9% | $2,485-53.3% | $4,779-75.7% |
| Participant deferral / active EE | $7,537 | $4,508+67.2% | $3,852+95.7% | $5,609+34.4% |
| Admin fee / account holder | $322 | $10,749-97.0% | $6,675-95.2% | $10,828-97.0% |