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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,236 | $202,342+3.9% | $172,752+21.7% | $152,897+37.5% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 17.63% | 1029.83%-1012.2pp | 802.97%-785.3pp | 345.43%-327.8pp |
| Employer contribution / active EE | $2,491 | $5,858-57.5% | $5,144-51.6% | $4,764-47.7% |
| Participant deferral / active EE | $5,357 | $5,948-9.9% | $5,198+3.1% | $5,851-8.4% |
| Admin fee / account holder | $9,671 | $17,111-43.5% | $13,955-30.7% | $11,599-16.6% |