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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,491 | $65,566-64.2% | $86,235-72.8% | $75,177-68.8% |
| Participation rate | 18.6% | 60.5%-41.9pp | 69.0%-50.4pp | 67.2%-48.6pp |
| Annual return | 18.26% | 46.07%-27.8pp | 1170.03%-1151.8pp | 160.75%-142.5pp |
| Employer contribution / active EE | $368 | $1,553-76.3% | $2,381-84.5% | $2,671-86.2% |
| Participant deferral / active EE | $2,027 | $3,023-32.9% | $3,987-49.1% | $4,126-50.9% |
| Admin fee / account holder | $2,562 | $5,470-53.2% | $6,856-62.6% | $5,651-54.7% |