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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,686 | $90,606-71.7% | $79,466-67.7% | $135,379-81.0% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 82.6%-7.6pp |
| Annual return | -12.89% | 977.69%-990.6pp | 718.28%-731.2pp | 519.79%-532.7pp |
| Employer contribution / active EE | $3,790 | $3,068+23.6% | $2,800+35.4% | $4,779-20.7% |
| Participant deferral / active EE | $5,296 | $4,050+30.7% | $3,704+43.0% | $5,609-5.6% |
| Admin fee / account holder | $518 | $5,895-91.2% | $5,104-89.8% | $10,828-95.2% |