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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,310 | $215,361-65.5% | $171,082-56.6% | $273,972-72.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | -3.72% | 25.14%-28.9pp | 32.56%-36.3pp | 41.46%-45.2pp |
| Employer contribution / active EE | $14,844 | $4,967+198.9% | $4,002+270.9% | $4,869+204.9% |
| Participant deferral / active EE | $9,797 | $5,543+76.7% | $4,797+104.2% | $5,287+85.3% |
| Admin fee / account holder | $375 | $10,846-96.5% | $8,520-95.6% | $10,133-96.3% |