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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,862 | $160,040+101.1% | $147,096+118.8% | $145,877+120.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.77% | 98.49%-89.7pp | 419.75%-411.0pp | 551.28%-542.5pp |
| Employer contribution / active EE | $16,656 | $5,289+214.9% | $4,936+237.5% | $4,663+257.2% |
| Participant deferral / active EE | $27,784 | $8,429+229.6% | $8,071+244.2% | $6,691+315.3% |
| Admin fee / account holder | $3,975 | $15,050-73.6% | $13,005-69.4% | $13,402-70.3% |