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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,748 | $112,935-33.8% | $90,970-17.8% | $158,966-53.0% |
| Participation rate | 57.1% | 74.7%-17.6pp | 69.0%-11.9pp | 82.0%-24.8pp |
| Annual return | 13.32% | 215.79%-202.5pp | 134.58%-121.3pp | 302.95%-289.6pp |
| Employer contribution / active EE | $748 | $2,895-74.2% | $2,122-64.8% | $4,762-84.3% |
| Participant deferral / active EE | $5,970 | $4,129+44.6% | $3,373+77.0% | $5,983-0.2% |
| Admin fee / account holder | $9,440 | $8,045+17.3% | $5,960+58.4% | $11,250-16.1% |