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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,824 | $64,359-77.0% | $90,161-83.6% | $70,126-78.9% |
| Participation rate | 70.0% | 70.4%-0.4pp | 76.9%-6.9pp | 69.5%+0.5pp |
| Annual return | 22.98% | 28.13%-5.2pp | 34.89%-11.9pp | 73.15%-50.2pp |
| Employer contribution / active EE | $1,893 | $2,046-7.5% | $3,318-43.0% | $2,343-19.2% |
| Participant deferral / active EE | $2,595 | $4,389-40.9% | $5,287-50.9% | $3,332-22.1% |
| Admin fee / account holder | $715 | $3,945-81.9% | $5,943-88.0% | $4,645-84.6% |