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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,800 | $239,571-77.5% | $183,328-70.7% | $137,256-60.8% |
| Participation rate | 84.6% | 82.4%+2.2pp | 77.3%+7.3pp | 80.0%+4.7pp |
| Annual return | 14.51% | 35.69%-21.2pp | 29.67%-15.2pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,786 | $6,148-70.9% | $5,055-64.7% | $4,156-57.0% |
| Participant deferral / active EE | $2,668 | $7,995-66.6% | $6,795-60.7% | $6,407-58.4% |
| Admin fee / account holder | $952 | $30,059-96.8% | $21,427-95.6% | $12,270-92.2% |