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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,800 | $282,059-80.9% | $213,469-74.8% | $154,746-65.2% |
| Participation rate | 84.6% | 82.7%+2.0pp | 77.1%+7.5pp | 80.7%+3.9pp |
| Annual return | 14.51% | 20.90%-6.4pp | 20.58%-6.1pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,786 | $6,189-71.1% | $4,994-64.2% | $4,379-59.2% |
| Participant deferral / active EE | $2,668 | $8,186-67.4% | $6,841-61.0% | $6,730-60.4% |
| Admin fee / account holder | $952 | $37,435-97.5% | $27,141-96.5% | $14,365-93.4% |