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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,370 | $138,102-90.3% | $125,381-89.3% | $134,532-90.1% |
| Participation rate | 86.7% | 84.5%+2.2pp | 82.4%+4.3pp | 81.2%+5.4pp |
| Annual return | -22.19% | 750.73%-772.9pp | 572.31%-594.5pp | 418.27%-440.5pp |
| Employer contribution / active EE | $2,825 | $5,245-46.1% | $4,815-41.3% | $4,741-40.4% |
| Participant deferral / active EE | $5,513 | $7,801-29.3% | $7,448-26.0% | $6,401-13.9% |
| Admin fee / account holder | $4,860 | $11,568-58.0% | $10,007-51.4% | $11,429-57.5% |