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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,383 | $160,070-77.3% | $147,117-75.3% | $145,897-75.1% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 15.13% | 98.69%-83.6pp | 420.54%-405.4pp | 552.29%-537.2pp |
| Employer contribution / active EE | $3,037 | $5,285-42.5% | $4,932-38.4% | $4,663-34.9% |
| Participant deferral / active EE | $5,406 | $8,419-35.8% | $8,065-33.0% | $6,689-19.2% |
| Admin fee / account holder | $961 | $15,035-93.6% | $12,993-92.6% | $13,390-92.8% |