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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,400 | $148,629-79.5% | $135,982-77.6% | $139,487-78.2% |
| Participation rate | 37.5% | 83.9%-46.4pp | 81.9%-44.4pp | 80.3%-42.8pp |
| Annual return | 39.22% | 79.33%-40.1pp | 68.32%-29.1pp | 373.84%-334.6pp |
| Employer contribution / active EE | $1,214 | $5,247-76.9% | $4,859-75.0% | $4,755-74.5% |
| Participant deferral / active EE | $6,475 | $8,102-20.1% | $7,760-16.6% | $6,713-3.5% |
| Admin fee / account holder | $509 | $12,406-95.9% | $10,767-95.3% | $11,407-95.5% |