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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,768 | $105,145-45.1% | $94,664-39.0% | $139,466-58.6% |
| Participation rate | 71.4% | 82.4%-10.9pp | 80.8%-9.4pp | 80.3%-8.9pp |
| Annual return | 17.57% | 38.09%-20.5pp | 156.84%-139.3pp | 373.66%-356.1pp |
| Employer contribution / active EE | $3,932 | $4,107-4.3% | $3,673+7.0% | $4,754-17.3% |
| Participant deferral / active EE | $11,355 | $7,599+49.4% | $7,417+53.1% | $6,712+69.2% |
| Admin fee / account holder | $14,003 | $8,972+56.1% | $7,222+93.9% | $11,409+22.7% |