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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,963 | $85,766-39.4% | $136,297-61.9% | $70,124-25.9% |
| Participation rate | 75.0% | 74.2%+0.8pp | 81.9%-6.9pp | 69.5%+5.5pp |
| Annual return | 12.70% | 31.45%-18.8pp | 5156.19%-5143.5pp | 73.14%-60.4pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $3,459 | $5,051-31.5% | $6,247-44.6% | $3,332+3.8% |
| Admin fee / account holder | $404 | $5,420-92.5% | $9,244-95.6% | $4,645-91.3% |