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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,943 | $167,353-97.0% | $143,797-96.6% | $134,545-96.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 0.00% | 0.48%-0.5pp | -0.04%0pp | 418.37%-418.4pp |
| Employer contribution / active EE | $7,022 | $5,620+24.9% | $4,952+41.8% | $4,742+48.1% |
| Participant deferral / active EE | $712 | $6,447-89.0% | $5,638-87.4% | $6,401-88.9% |
| Admin fee / account holder | $2,726 | $18,096-84.9% | $14,679-81.4% | $11,431-76.1% |