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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,586 | $55,446-50.2% | $155,574-82.3% | $74,429-62.9% |
| Participation rate | 20.1% | 61.9%-41.8pp | 78.2%-58.1pp | 67.2%-47.1pp |
| Annual return | 12.12% | 269.20%-257.1pp | 64.87%-52.7pp | 1368.38%-1356.3pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,676-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $994 | $2,836-65.0% | $5,629-82.4% | $4,348-77.2% |
| Admin fee / account holder | $3,685 | $1,743+111.4% | $15,914-76.8% | $1,944+89.5% |