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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,278 | $136,307-70.5% | $106,619-62.2% | $273,972-85.3% |
| Participation rate | 50.0% | 84.8%-34.8pp | 78.0%-28.0pp | 83.0%-33.0pp |
| Annual return | 10.74% | 11.05%-0.3pp | 9.42%+1.3pp | 41.46%-30.7pp |
| Employer contribution / active EE | $2,022 | $5,190-61.0% | $3,947-48.8% | $4,869-58.5% |
| Participant deferral / active EE | $4,639 | $4,969-6.6% | $3,930+18.0% | $5,287-12.3% |
| Admin fee / account holder | $123 | $8,625-98.6% | $6,418-98.1% | $10,133-98.8% |