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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,982 | $80,855+91.7% | $153,416+1.0% | $86,983+78.2% |
| Participation rate | 50.0% | 64.1%-14.1pp | 74.3%-24.3pp | 69.5%-19.5pp |
| Annual return | 10.77% | 16.18%-5.4pp | 17.84%-7.1pp | 25.83%-15.1pp |
| Employer contribution / active EE | $1,486 | $2,308-35.6% | $3,764-60.5% | $2,584-42.5% |
| Participant deferral / active EE | $3,708 | $3,333+11.3% | $4,723-21.5% | $4,194-11.6% |
| Admin fee / account holder | $22,959 | $6,908+232.3% | $13,095+75.3% | $7,856+192.3% |