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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,456 | $85,766-37.7% | $136,298-60.8% | $70,126-23.8% |
| Participation rate | 28.6% | 74.2%-45.6pp | 81.9%-53.3pp | 69.5%-41.0pp |
| Annual return | 15.49% | 31.46%-16.0pp | 5156.27%-5140.8pp | 73.15%-57.7pp |
| Employer contribution / active EE | $1,440 | $2,966-51.5% | $4,696-69.3% | $2,343-38.5% |
| Participant deferral / active EE | $2,747 | $5,051-45.6% | $6,247-56.0% | $3,332-17.6% |
| Admin fee / account holder | $3,670 | $5,421-32.3% | $9,244-60.3% | $4,645-21.0% |