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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,582 | $115,810-93.5% | $101,271-92.5% | $158,966-95.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.75% | 56.15%-39.4pp | 46.48%-29.7pp | 302.95%-286.2pp |
| Employer contribution / active EE | $1,024 | $4,175-75.5% | $3,660-72.0% | $4,762-78.5% |
| Participant deferral / active EE | $1,871 | $4,958-62.3% | $4,371-57.2% | $5,983-68.7% |
| Admin fee / account holder | $1,249 | $7,248-82.8% | $5,948-79.0% | $11,250-88.9% |