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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,344 | $228,395-77.5% | $185,861-72.4% | $158,982-67.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 16.03% | 40.82%-24.8pp | 35.96%-19.9pp | 302.99%-287.0pp |
| Employer contribution / active EE | $3,922 | $4,968-21.0% | $4,088-4.1% | $4,763-17.6% |
| Participant deferral / active EE | $8,019 | $6,417+25.0% | $5,634+42.3% | $5,983+34.0% |
| Admin fee / account holder | $2,894 | $11,869-75.6% | $9,503-69.6% | $11,252-74.3% |