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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,850 | $152,612+63.1% | $125,192+98.8% | $152,897+62.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 13.16% | 54.85%-41.7pp | 43.79%-30.6pp | 345.43%-332.3pp |
| Employer contribution / active EE | $18,127 | $4,947+266.4% | $3,866+368.9% | $4,764+280.5% |
| Participant deferral / active EE | $8,333 | $5,868+42.0% | $4,937+68.8% | $5,851+42.4% |
| Admin fee / account holder | $8,222 | $13,437-38.8% | $9,704-15.3% | $11,599-29.1% |