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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,552 | $65,364-62.4% | $92,909-73.6% | $72,975-66.4% |
| Participation rate | 80.0% | 68.3%+11.7pp | 76.0%+4.0pp | 69.5%+10.5pp |
| Annual return | 17.09% | 42.11%-25.0pp | 109.44%-92.3pp | 81.01%-63.9pp |
| Employer contribution / active EE | $634 | $2,594-75.6% | $3,653-82.7% | $2,440-74.0% |
| Participant deferral / active EE | $1,528 | $3,128-51.2% | $4,238-64.0% | $3,608-57.7% |
| Admin fee / account holder | $670 | $4,251-84.2% | $5,795-88.4% | $5,124-86.9% |