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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,018 | $69,012-24.6% | $160,037-67.5% | $68,490-24.1% |
| Participation rate | 64.3% | 65.4%-1.1pp | 78.0%-13.7pp | 67.9%-3.6pp |
| Annual return | -17.46% | -9.65%-7.8pp | 408.95%-426.4pp | -7.85%-9.6pp |
| Employer contribution / active EE | $2,919 | $2,212+31.9% | $4,226-30.9% | $2,597+12.4% |
| Participant deferral / active EE | $3,752 | $4,212-10.9% | $6,184-39.3% | $4,028-6.9% |
| Admin fee / account holder | $3,042 | $4,798-36.6% | $8,716-65.1% | $5,403-43.7% |