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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,393 | $77,472-42.7% | $100,415-55.8% | $80,959-45.2% |
| Participation rate | 79.5% | 76.9%+2.5pp | 81.5%-2.0pp | 67.7%+11.8pp |
| Annual return | 16.61% | 37.26%-20.6pp | 49.47%-32.9pp | 35.67%-19.1pp |
| Employer contribution / active EE | $4,013 | $2,800+43.3% | $3,943+1.8% | $2,757+45.6% |
| Participant deferral / active EE | $7,014 | $6,818+2.9% | $8,091-13.3% | $4,300+63.1% |
| Admin fee / account holder | $2,168 | $5,885-63.2% | $7,906-72.6% | $6,925-68.7% |