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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,300 | $185,312-44.3% | $161,489-36.0% | $154,746-33.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.41% | 103.84%-86.4pp | 89.72%-72.3pp | 172.34%-154.9pp |
| Employer contribution / active EE | $1,759 | $4,769-63.1% | $4,268-58.8% | $4,379-59.8% |
| Participant deferral / active EE | $9,698 | $6,350+52.7% | $5,630+72.3% | $6,730+44.1% |
| Admin fee / account holder | $1,723 | $18,654-90.8% | $16,006-89.2% | $14,365-88.0% |