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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,723 | $90,606-73.8% | $79,466-70.1% | $135,379-82.5% |
| Participation rate | 58.3% | 76.0%-17.7pp | 73.3%-15.0pp | 82.6%-24.3pp |
| Annual return | -6.18% | 977.69%-983.9pp | 718.28%-724.5pp | 519.79%-526.0pp |
| Employer contribution / active EE | $870 | $3,068-71.6% | $2,800-68.9% | $4,779-81.8% |
| Participant deferral / active EE | $1,551 | $4,050-61.7% | $3,704-58.1% | $5,609-72.3% |
| Admin fee / account holder | $5,457 | $5,895-7.4% | $5,104+6.9% | $10,828-49.6% |