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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,246 | $175,231-78.2% | $149,696-74.5% | $139,466-72.6% |
| Participation rate | 33.3% | 83.4%-50.1pp | 78.8%-45.4pp | 80.3%-47.0pp |
| Annual return | 28.41% | 166.77%-138.4pp | 134.46%-106.0pp | 373.66%-345.3pp |
| Employer contribution / active EE | $1,203 | $5,478-78.0% | $4,821-75.0% | $4,754-74.7% |
| Participant deferral / active EE | $4,312 | $6,521-33.9% | $5,682-24.1% | $6,712-35.8% |
| Admin fee / account holder | $117 | $16,155-99.3% | $13,212-99.1% | $11,409-99.0% |