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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,020 | $96,419-50.2% | $80,648-40.5% | $139,487-65.6% |
| Participation rate | 40.0% | 73.6%-33.6pp | 67.0%-27.0pp | 80.3%-40.3pp |
| Annual return | 13.59% | 1352.86%-1339.3pp | 937.21%-923.6pp | 373.84%-360.3pp |
| Employer contribution / active EE | $1,250 | $3,261-61.7% | $2,724-54.1% | $4,755-73.7% |
| Participant deferral / active EE | $6,100 | $5,225+16.7% | $4,443+37.3% | $6,713-9.1% |
| Admin fee / account holder | $12,436 | $6,605+88.3% | $5,382+131.1% | $11,407+9.0% |