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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,539 | $160,059+149.0% | $140,019+184.6% | $135,380+194.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -9.85% | 911.48%-921.3pp | 651.17%-661.0pp | 519.81%-529.7pp |
| Employer contribution / active EE | $22,774 | $6,420+254.8% | $5,605+306.3% | $4,779+376.6% |
| Participant deferral / active EE | $11,950 | $7,641+56.4% | $6,927+72.5% | $5,609+113.1% |
| Admin fee / account holder | $471 | $13,328-96.5% | $10,705-95.6% | $10,828-95.7% |