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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,013 | $106,923-71.0% | $84,023-63.1% | $152,909-79.7% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 14.86% | 105.02%-90.2pp | 71.32%-56.5pp | 345.46%-330.6pp |
| Employer contribution / active EE | $3,220 | $2,735+17.7% | $1,984+62.3% | $4,764-32.4% |
| Participant deferral / active EE | $408 | $4,013-89.8% | $3,239-87.4% | $5,851-93.0% |
| Admin fee / account holder | $3,781 | $8,289-54.4% | $6,102-38.0% | $11,601-67.4% |