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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,941 | $97,761-83.7% | $83,850-81.0% | $135,382-88.2% |
| Participation rate | 76.2% | 80.0%-3.8pp | 76.1%0pp | 82.6%-6.5pp |
| Annual return | -8.95% | 1287.44%-1296.4pp | 850.92%-859.9pp | 519.77%-528.7pp |
| Employer contribution / active EE | $1,086 | $4,222-74.3% | $3,631-70.1% | $4,779-77.3% |
| Participant deferral / active EE | $1,915 | $4,682-59.1% | $4,082-53.1% | $5,609-65.8% |
| Admin fee / account holder | $429 | $6,674-93.6% | $5,478-92.2% | $10,829-96.0% |