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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,423 | $133,981+69.0% | $112,249+101.7% | $134,532+68.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -5.07% | 47.16%-52.2pp | 27.48%-32.5pp | 418.27%-423.3pp |
| Employer contribution / active EE | $7,168 | $4,040+77.4% | $3,636+97.1% | $4,741+51.2% |
| Participant deferral / active EE | $12,657 | $5,292+139.2% | $4,729+167.6% | $6,401+97.7% |
| Admin fee / account holder | $849 | $7,492-88.7% | $6,412-86.8% | $11,429-92.6% |